Is Your Paycheck Protected?
Is Your Paycheck Protected?
Most people see work as something that will always be there. We live our lives expecting to wake up, go to work, and complete our tasks throughout the day to provide for our families. Work, and the financial stability that it provides, is often taken for granted. What if one day you wake up and you are no longer able to go to work, through no fault of your own? Accidents and illness can affect anyone, at any stage in their career. How will you react to unforeseeable adversity? Do you have a plan in place if you are no longer able to perform your duty?
The Knights of Columbus can help you put this plan in place and prepare for unexpected life events.
Retirement is often planned, but disability is not. Chance favors no man. Too often people say “that will never happen to me” or “I will cross that bridge if it comes.” There is no bridge that carries you over the void from gainful employment to disability unless you start planning today.
Disability insurance is often dismissed by working men and women because they think their jobs are fairly safe. Their lives are fairly healthy. Disability — they say — is simply something they will never experience.
The statistics tell a different story.
According to the United States government, a staggering 1 in 4 of today’s 20-year-olds will become disabled before reaching the age of 67. The nature of the job is irrelevant. According to the Social Security Administration, 95 percent of all disabling illnesses and accidents happen outside of the workplace.*
Consider a typical male, age 35, non-smoker, who works at an office job with some outdoor responsibilities and leads a very healthy lifestyle. He has a 28 percent chance of being injured or becoming ill and unable to work for three months or longer prior to retirement.**
If this happens to you, not someone else, will you have a bridge to carry you and your family?
If your illness or injury is among the 95 percent that happen outside of work, workers’ compensation will be of no assistance to you. 7 in 10 employed Americans say they would feel the financial pinch in a month or less without their paycheck.*** What if your last paycheck really is your last paycheck?
There is a solution, however.
Your membership in the Knights of Columbus gives you and your eligible family members exclusive access to disability income insurance that can help safeguard your paycheck.
With Knights of Columbus Disability Income Insurance, you can ensure you and your family are provided for in the event of unexpected loss of work.
Our disability income insurance is designed to be flexible so that, working with your brother Knight field agent, you can customize it to fit your needs. You choose the monthly benefit amount that’s right for you, the elimination period that makes the most sense, and the maximum benefit period for your policy.
By purchasing a disability income insurance policy from the Knights of Columbus, you have the added security of knowing that you are doing business with a Catholic company that makes sure its investments do not violate Church teaching and which has been repeatedly recognized as a “World’s Most Ethical” company. ****
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